Build Your Own Experience Without the Wait, Cost, or Complexity
Carrier infrastructure that enables Distributors to easily build any branded customize experience in weeks not years, for free. Build, brand, and embed your own insurance flows faster than ever.
Launch your own branded experience in weeks, not years
Customize everything — no third-party vendors or change requests
Never worry about carrier system changes breaking your UI
Streamline, Stand Out, and Simplify with Universal API
Discover the power of iLife's Universal API to streamline your insurance distribution. Our innovative platform consolidates all critical data — from New Business submissions to commission and underwriting status — into a single, easy-to-navigate system.
With Infras, you can effortlessly access and customize data, enhancing collaboration with carriers and revolutionizing your operational workflow.
With Infras, you can effortlessly access and customize data, enhancing collaboration with carriers and revolutionizing your operational workflow.
The Problem
You’ve Had to Work Around Carrier Constraints,
Not With Them
Traditionally, when you wanted to control your own experience for insurance or annuity products, you only had three options. None of them offered true control without high cost, complexity, or delays. These approaches weren’t built with distrobution partners in mind.
Option 1
Redirect to the Carrier UI
Sending users off-platform breaks your user experience, disrupting your flow and eroding trust in the brand you have built.
Option 2
Use a third-party experience
Third-party hosted experiences can't be fully customized nor truly embedded into your digital brand experience that offers other products not on the same platform.
Option 3
Custom Build It Yourself
Even with budget, building experiences that conform to complex carrier logic on hundreds of API’s take years and tens of millions, and is expensive to maintain forever.
The Solution
When Carriers Adopt Better Infrastructure,
Everything Gets Easier for You
When your preferred carriers adopt cutting-edge infrastructure that abstracts away complexity, everything changes for you. Your options expand, customization becomes fast, maintenance gets simpler and you gain full control without added cost or delays.
True UX freedom.
Build and embed any UI
Use simple and abstracted components to easily build and embed any experience into your existing brand environment.
No more complex API flow logic.
Change on your terms.
Update anything, anytime
Ditch reliance on 3rd parties to make changes to customize for your brand.
Make changes yourself with zero wait, zero permissions, and zero change orders.
Spend less. Do more.
Fast and easy to maintain
Spend 10x less resources on maintaining custom workflows or code bases.
Cut custom UI maintenance costs by 10x and launch updates 7x faster, without relying on carrier or 3rd party support.
What We Help Enable:
Easily Do Business In Your Own Brand Experience,
For Free
Build in your brand with ease.
Free SDK and UI libraries make it simple to create digital experiences that are fully embedded and fully yours.
Your teams move faster.
Ready-to-use components (like drop-downs, buttons, and prefilled fields) act like a co-pilot so you don’t have to start from scratch.
Fewer delays. More control.
Make UI changes when you need to, without waiting on carriers or risking breakage across bespoke integrations.
Why Traditional Tools Don’t Help
Traditional tools solve back-end-to-back-end problems,
they weren’t built to turn APIs into reusable front-end components.
You need to write lots of UI logic for many individual APIs, which is complex, expensive, high-risk when updated, and non-reusable due to custom builds.
Direct exposure of carrier backend APIs via traditional integrations and tools means both sides need to understand the other’s logic, making projects longer and more expensive.
Most carrier “middleware” or API tools help navigate to a backend API, but they don’t abstract away logic complexity, nor produce displayable UI components, so experiences still require expensive custom build and maintenance.
Key to Simplicity & Reusability:
Transform Backend Logic into UI Components
When carriers provide you with immediately displayable UI components that remove logic complexity, you can easily customize to look & feel any desired way without carrier involvement.
When thousands of carrier logic & API’s are transformed into abstracted reusable UI components, neither side needs to understand customizations and logic on the other side anymore, saving costs for both sides.
Carrier can focus on modernizing backend without fear of breaking a particular frontend UI due to changes, transformation for their own benefit too.
Transforming Insurance Distribution:
Infras API Use Cases
Standardized Data Through One API
Streamline access to all essential carrier data — from commissions and appointments to production and product details — with iLife's singular, straightforward API.
What once meant hopping between dozens of carrier sites or platforms is now consolidated into one comprehensive feed.
This data can be seamlessly integrated into any BGA/IMO portal, CRM, AMS, or your chosen interface, elevating the information available to your producers to unmatched levels.
What once meant hopping between dozens of carrier sites or platforms is now consolidated into one comprehensive feed.
This data can be seamlessly integrated into any BGA/IMO portal, CRM, AMS, or your chosen interface, elevating the information available to your producers to unmatched levels.
Universal Application for All Products
Increase cross-sell efforts by consolidating multiple insurance applications across states, products, and carriers into a Universal Application.
Simplify with our all-in-one solution that offers auto pre-fill and eliminates redundant entries.
Plus, easily convert informal inquiries at multiple carriers into a new business application with just one click.
Simplify with our all-in-one solution that offers auto pre-fill and eliminates redundant entries.
Plus, easily convert informal inquiries at multiple carriers into a new business application with just one click.
Build & Brand Your Own Experience
Own your end-to-end branded business experience without the need for large IT teams.
Stand out by offering a unique platform, and maintain full control over the user experience for producers and their clients throughout the application process.
Stand out by offering a unique platform, and maintain full control over the user experience for producers and their clients throughout the application process.
Faster, Easier,
Zero Cost to You.
Infras serves as a partner to provide you free benefits as a result of carrier adoption. We will never charge you for changes, integrations, or push our own UI for fees.
Easily build and embed any experience you like, within your own brand experience, no carrier or 3rd party involvement required.
Cut down 2 year projects to 2 months – be up and running faster and focus on business.
Compete on experience. Offer insurance and annuity products in your own brand portals, have full control of your clients’ journeys.
Any update in carrier logic, forms, or API complexity are abstracted, so you no longer have to spend for custom maintenance
Case study SNAPSHOT
Distributor Overcomes Integration Inefficiencies
Problem
A prominent insurance Distributor faced challenges managing applications across various carriers, leading to:
Time-consuming application processes for different products
Inefficient data access causing delays in decision-making
Increased operational costs due to redundant system use
Results with Infras
By leveraging iLife's Universal API, the Distributor experienced a transformation in operations, including:
Streamlined multi-product applications, reducing processing time by 50%
Centralized data feeds improving insights and strategic planning
Operational cost reduction by 30% through streamlined workflows